Evidence map›Paper›PMID 41320341›Full record

ReviewESMO open2025

Promoting equitable access to financial services to end financial discrimination against cancer survivors in Europe: scientific and ethical reasons.

F André, D Soldato, I Vaz-Luis, A Cervantes, S Peters, N Harbeck, E de Azambuja, J-Y Blay

Abstract readReview
In one paragraph

Review in ESMO open, 2025. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 2 papers.

0numbers the graph read from it
0cells of the map it votes in
2citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

2 citing papers in PubMed.

  1. Review
  2. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

8 authors.

F AndréDepartment of Medical Oncology, Institut Gustave Roussy, Villejuif, France.
D SoldatoCancer Survivorship Research Group, INSERM U981, Gustave Roussy, Villejuif, France; Department of Medical Oncology, U.O. Clinica di Oncologia Medica, IRCCS Ospedale Policlinico San Martino, Genova, Italy.
I Vaz-LuisCancer Survivorship Research Group, INSERM U981, Gustave Roussy, Villejuif, France; Department for the Organization of Patient Pathways (DIOPP), Gustave Roussy, Villejuif, France.
A CervantesINCLIVA - Biomedical Research Institute, University of Valencia, Valencia, Spain.
S PetersCentre Hospitalier Universitaire Vaudois (CHUV) Oncology Department, Lausanne, Switzerland.
N HarbeckDepartment of Obstetrics and Gynaecology, LMU University Hospital, Munich, Germany.
E de AzambujaMedical Support Team, Jules Bordet Institute, Brussels, Belgium.
J-Y BlayCentre Léon Bérard, Centre de Recherche en Cancérologie de Lyon, Lyon, France. Electronic address: publicpolicy@esmo.org.

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

backgroundCancer incidence and prevalence of cancer survivors are rising. The European Cancer Information System projects 3.25 million new cases in the EU-27 by 2040 versus 2.74 million in 2022; currently, 23 million people live with a previous cancer diagnosis. Cancer survivors face physical, psychosocial, and economic sequelae. Financial toxicity (FT)-the objective and subjective economic burden of cancer-compromises adherence, quality of life, and survival outcomes. Furthermore, mandatory disclosure of a cancer history when seeking loans or insurance further increases FT. MATERIALS AND

methodsWe carried out a narrative review on FT prevalence, determinants, and interventions, and analyzed national 'right-to-be-forgotten' (RTBF) legislations across EU member states to assess their scientific rationale and economic impact.

resultsFT rates ranged from 41% to 48% for objective burden and from 7% to 39% for subjective strain, even in public health care systems. Socioeconomic vulnerability and incomplete social protection were the most consistent drivers of FT. Eleven trials of early financial navigation produced only modest, short-term improvements. Nine EU countries have enacted RTBF legislations. Common eligibility criteria include a minimum remission period (MRP) of 5-10 years for adults, a universal 5-year MRP for pediatric/adolescent cancers, and shorter MRPs (1-3 years) for very-low-risk entities. A significant variability exists between eligibility criteria across countries. Available data from countries where RTBF has been enforced for a longer period show high acceptance rate of survivors' loan insurance applications with acceptable solvency and minimal strain on the insurance system.

conclusionsFT is a prevalent, preventable aftermath among cancer survivors. Structural frameworks such as RTBF legislation can widen equitable access to credit with no major impact on the insurance market. The European Society for Medical Oncology therefore calls for EU-wide adoption of a unified 5-year MRP for RTBF access and for continuous research on the topic, including development of dynamic risk models to reflect contemporary oncology care while integrating socioeconomic data.

Indexed as

Cancer SurvivorsHealth Services AccessibilityNeoplasmsEuropeHumanscancer survivorsdiscriminationEU policyfinancial servicesright to be forgotten—RTBF

Identifiers

PMID41320341
PMCPMC12684760

What Socratic holds

Textmetadata
LicenceCC BY-NC-ND
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the Socratic graph.