Evidence map›Paper›PMID 42351056›Full record

ArticleBMC public health2026

Psychological distress, financial literacy, loneliness, and coping in relation to financial difficulties: a cross-sectional study in Sweden.

Elsa Willborg, Johanna Larsson, Jonas Berge, Sara Lindström, Anders Håkansson, Richard Ahlström, Henrik Levinsson

Abstract read
In one paragraph

Article in BMC public health, 2026. The graph could read no effect estimate from its abstract, so it casts no vote on the map. Cited by 1 paper.

0numbers the graph read from it
0cells of the map it votes in
1citing papers in PubMed
–field-weighted citation impact
1 · What the graph read from it

What it found

Each row is one number read from the abstract, on the scale the paper reported it, with its interval. Left of the dashed line favours the treatment, right favours the comparator. Under each row is the sentence it came from. New to these charts? A ten-minute tutorial.

The abstract states no effect estimate the extractor could read, or names no intervention and outcome on the map, so this paper lights no cell and moves no belief. It is still indexed, cited and linked below.

2 · The registry

The trial behind it

Trials whose registry record cites this paper, or whose number appears in the abstract. A trial that started after this paper was published is citing it as background, not reporting it.

Neither the registry nor the abstract names a trial number. If this is a trial report, that itself is worth knowing.

3 · Its place in the literature

Who cites it

1 citing paper in PubMed.

  1. Article
4 · The record

Corrections and comments

PubMed lists nothing against this paper. Absence here is not a guarantee, only a check that was made.

5 · Who and what money

Authors and funding

7 authors.

Elsa WillborgDepartment of Psychology, Lund University, Lund, Sweden.
Johanna LarssonDepartment of Psychology, Lund University, Lund, Sweden.
Jonas BergeFaculty of Medicine, Department of Clinical Sciences Lund, Psychiatry, Lund University, Lund, Sweden.
Sara LindströmFaculty of Medicine, Department of Clinical Sciences Lund, Psychiatry, Lund University, Lund, Sweden.
Anders HåkanssonFaculty of Medicine, Department of Clinical Sciences Lund, Psychiatry, Lund University, Lund, Sweden.
Richard AhlströmDepartment of Psychology, Lund University, Lund, Sweden.
Henrik LevinssonDepartment of Psychology, Lund University, Lund, Sweden. henrik.levinsson@psy.lu.se.ORCID 0000-0002-1509-2388

Funding

No grant is acknowledged in the PubMed record.

6 · The paper itself

Abstract

backgroundMany individuals experience recurring or anticipated difficulties in meeting essential financial obligations, such as paying bills. Financial difficulties are associated with a range of adverse outcomes and are influenced not only by objective economic conditions but also by psychological factors, including psychological distress, loneliness, coping strategies, and financial literacy, which may shape how individuals perceive, manage, and respond to their financial situation. Against this background, it is important to further examine the economic and psychological factors associated with financial difficulties.

methodThe present cross-sectional study examined whether financial literacy, psychological distress, loneliness, and coping were associated with financial difficulties, operationalised as recurring difficulties paying bills during the past 12 months and expected difficulties paying bills in the upcoming two months. Data was collected through an online questionnaire completed by 2,035 adults aged 18-96 during the autumn of 2024. Logistic regression analyses were conducted to identify variables independently associated with financial difficulties when considered simultaneously.

resultsThe analyses showed that financial literacy, psychological distress, loneliness, and avoidant coping were independently associated with both outcomes.

conclusionsThis study examines contemporaneous associations between economic and psychological variables and self-reported financial difficulties. The cross-sectional design precludes conclusions regarding causality. Further longitudinal research is needed to clarify the direction and nature of these relationships.

Indexed as

Adaptation, PsychologicalLiteracyLonelinessPsychological DistressAdolescentAdultAgedAged, 80 and overCoping SkillsCross-Sectional StudiesFemaleHumansMaleMiddle AgedSurveys and QuestionnairesSwedenCopingFinancial difficultiesFinancial literacyLonelinessPsychological distress

Identifiers

PMID42351056
PMCPMC13359890

What Socratic holds

Textmetadata
LicenceCC BY
Read underepoch 390

Registered trials

None linked

Read under generation 80e0d062 · epoch 390. Bibliography from PubMed, PubMed Central and OpenAlex; grants from NIH RePORTER; trial links from ClinicalTrials.gov; estimates, votes and beliefs from the Socratic graph.